For people who are seeking a credit card that comes with the predictability of a personal loan and does not carry the burden of an annual fee, Upgrade Card is a dream come true. The Upgrade cards are salvation for cardholders who are beaten down by the heavy fee-ridden cards resulting in poor credit.
Moreover, it comes with the perk of offering cardholders an installment plan to repay their credit bills. Not to mention, people who hope to improve their credit score can regulate their usage under 30% of their credit limit. Cardholders can keep their interests under handle by paying their credit bills on time.
Upgrade Card Activation Process
Once your application is approved, the next step is to activate your card. Before you receive your physical card through the mail, you are given a virtual card.
Upgrade has a fairly simple process of activation. After approval, it takes 7-10 business days to deliver your card by mail. To activate your Upgrade card, all you need to do is call 877-418-3405. The activation services are available 24 hours a day, 7 days a week.
Benefits of an Upgrade Card?
Upgrade offers a choice of different cards for customers to choose from according to their needs. These include:
- Upgrade Cash Rewards Visa®
- Upgrade Triple Cash Reward Visa® Card
- Upgrade Bitcoin Rewards Visa® Credit Card
- Upgrade OneCard
Each of these cards is ideal for different types of audiences and comes with its own individual benefits. Nevertheless, none of the cards require an annual fee, and they have lower interest rates. They are convenient as cardholders can easily use them at retail locations and online and have no hidden charges.
How to Get an Upgrade Card?
To take advantage of the benefits Upgrade Cards offer, you need to choose the one that suits your needs the best and order it.
Upgrade boasts an easy and fast application process. The application process for a personal loan or Upgrade Card through Upgrade is as simple as it can get.
- Check the requirements to determine the card you can get approval for.
- Answer the basic questions and provide the details the company requires
- Grant Upgrade the permission to share your credit report with consumer reporting agencies
This information will help the company inform you of the Upgrade credit line and loan offers you qualify for.
You can apply for Upgrade cards either online at Upgradecard.com or on call. The online application process is fairly simple and available 24/7. However, you can call the company at (844) 311-0088 on the weekdays from 5 am to 7 pm and on Saturday and Sunday between 6 am and 5 pm Pacific Time. However, Upgrade does not accept applications through the mail.
Upgrade card frees cardholders from the budget of paying an annual fee and other hidden charges that other traditional credit cards come with. Moreover, the services are highly accessible as they are easily available online in browsers and supported by both Android and Apple OS.
Not to mention, Upgrade has one of the quickest and easiest application and activation processes that allow customers to get started on a whim.
Jamie Johnson is a sought-after personal finance writer with bylines on prestigious personal finance sites such as Quicken Loans, Credit Karma, the U.S. Chamber of Commerce, Bankrate, and The Balance. Over the past five years, she’s devoted more than 10,000 hours of research and writing to topics like mortgages, loans, and small business lending.